Once your finance has been pre-approved, you can shop for your asset. The benefit of the pre-approval process is that it allows you to know exactly what you can afford. Once you have agreed to purchase the asset, simply let your financial specialist know, and they will contact the seller on your behalf.
Here at adelend Finance we work towards a pre-approval process for you. This process doesn’t cost you anything or commit you to anything, it simply allows you to know what options are available to you to help you get finance on your vehicle.
The amount that you can borrow depends on a number of factors including your income, expenses, current assets, employment status, credit profile and the loan type (secured or unsecured). During our application process, our finance specialists will work with you to understand your particular circumstances and aim to get a finance pre-approval for you for the amount you need.
All you need to get started with an application is:
Your Finance Specialist will then let you know what specific information is needed for your application.
We offer a range of loan types to suit any asset or situation, including:
-consumer loans for cars, boats, bikes, caravans and more
-secured and unsecured loans
-business/commercial loans
-hire purchase loans
-equipment finance
-chattel mortgages
-cash flow lending
Yes, we offer refinances on both secured and unsecured loans. If you have arranged finances with us previously and wish to refinance, give us a call and speak to one of our friendly finance specialists so they can find the best options for you.
Yes. Our finance specialists can help you get pre-approval on your finance before you have chosen the vehicle you wish to purchase. After your finances have been pre-approved and you have chosen your vehicle, your finance specialist will be able to finalise and settle your loan.